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Bankruptcy
- People who are experiencing bad credit debt consolidation
problems, and are contemplating bankruptcy should speak with a debt
consolidation specialist first before making a final decision. A
specialist will collaborate with you and put all your facts together
on paper. Your specialist will advise you on all your options and
what they mean. Your specialist will supply you with detail
information about bankruptcies like chapter 7 versus chapter 13, he
will re-figure and con-figure your present position and which
option you should pursue. Your debt consolidation specialist will
put the best plan together for you, to suite your personal needs. If
you are experiencing these difficulties at the present time, please
fill out the form on the right of your screen for a free no
obligation consultation with a debt consolidation specialist.
Some facts about bankruptcies.
- A debt consolidation specialist, credit counselor, or
a bankruptcy lawyer is recommended before filing bankruptcy.
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Bankruptcy filings are
public records.
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The Credit Bureaus will
record all bankruptcies.
- Filing bankruptcy
will wipe out most of your debt, not your total debt.( check with
your debt consolidation specialist for details.)
- Bankruptcies
will remain on any credit report for approximately seven to
ten years.
- Bankruptcy filings
are not a positive to have on your credit report.
- Bankruptcy on a
credit report will lower the holder's credit rating or credit score.
- A persons credit
rating is one major factor considered by lenders before determining
that persons interest rates.
- There is life after bankruptcy. ( check
with your debt consolidation specialist, credit counselor, or
a bankruptcy lawyer for details.)
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